Splitfox privacy policy

Effective date: November 9, 2026

Splitfox is a bill-splitting app. It is published by Overture Interactive ("we", "us"). You can reach us at contact@overtureinteractive.com.

What we collect

When you create an account

• Your name (the display name you type).
• Your email address.
• Your password. It is sent to our backend provider's sign-in service, which stores it hashed. The app never stores your password on your phone.

What you add to the app

• Groups you create or join, and their members.
• Expenses (amount, currency, description, category, date, who paid and how it is split).
• Payments you record to settle up (amount, currency, optional note, who paid whom).
• Friends ("contacts") you connect with, and contact requests you send or receive.
• When you type another person's email address (to add them to a group or send a contact request), it is sent to our backend so it can look up their account. It is not stored.

On your phone

• Your sign-in session, kept in the phone's secure storage (backed by the Android Keystore).
• Your settings: light or dark theme, display currency and notification switches. These are stored on the phone only, and may be included in Android's device backup if you have that turned on.
• A copy of public exchange rates, so balances can be shown in your chosen currency.

What we do not collect

Splitfox has no advertising, no analytics, no crash-reporting service and no push notifications. It does not ask for your location, your phone's contacts, photos, camera, microphone or files, and it does not read advertising or device identifiers. We do not sell your data.

Who can see your data

• People in a group with you can see your name, that you are a member, every expense and payment in that group (amounts, descriptions, notes, who paid, how it was split), and each member's balance.
• Your contacts, and anyone you have a one-to-one expense or payment with, can see your name and the expenses and payments between the two of you.
• If you leave a group, the expenses and payments you already added stay in that group, with your name, for the people who are still in it.
• Nobody sees your email address through the app. It is not shown to other users.
• Anyone with a Splitfox account can check whether an email address has an account. If they then send a contact request to it, they will see the name on that account.
• A group member can add any registered person to a group without that person accepting first. The person added can then see that group's data, and can leave once they have no unsettled balance.

Service providers

• Supabase hosts our database and sign-in service. Your account details and everything you add to the app are stored there. Like any hosting provider, it receives your device's IP address and standard request details when the app connects.
• An exchange-rate service (open.er-api.com). The app downloads public exchange rates from it so balances can be shown in other currencies. The request contains no account information, but, as with any web request, the service can see the device's IP address.

All connections from the app are encrypted (HTTPS).

How long we keep data

We keep your data until it is deleted. You can delete individual expenses and payments in the app. When the last member leaves a group, the group and its history are deleted.

Your choices and deleting your account

• You can change your name in the app (Account, Edit profile).
• You can delete expenses and payments, and leave a group once you have no unsettled balance.
• Splitfox does not yet have a delete-account button in the app. To delete your account, email contact@overtureinteractive.com from the address you signed up with and ask us to delete it. We will delete your account, and the personal data tied to it (your email address and name), within 30 days.
• Please know what deletion removes. Deleting an account also deletes the expenses the account paid for, the payments it made or received, its share of other people's expenses, the one-to-one expenses and payments it has with friends (in either direction), its friends list and group memberships, and the groups it created, and this changes the balances the other members of those groups see. We recommend settling up first, and we can talk you through the options before we delete anything.

Children

Splitfox is not directed at children and is not intended for people under 13 (or the higher minimum age in your country). We do not knowingly collect data from children. If you believe a child has an account, contact us and we will remove it.

Changes to this policy

If we change this policy we will update the effective date above.

Contact

Overture Interactive, contact@overtureinteractive.com